Make a habit of paying your bills on a certain day of the month, usually your payday. BE THANKFUL THAT YOU HAVE THE MONEY TO PAY YOUR DEBT.
Writing helps to create a roadmap for you to follow to achieve your hopes and dreams for the future.
This is your road map to financial freedom. Look at your payroll stub. You should be familiar with each deduction on your payroll stub: taxes, medical insurance, savings for retirement, etc. If there are deductions on your payroll stub for something that you no longer need, stop the deductions. Stopping useless deductions will save you money.
Remember that a little money saved per payday adds up to a lot over time! Remember, that you also need savings in case of emergencies. Just do it!
Save $10 per week!
Save $20 per pay week!
Save $50 biweekly or semimonthly!
Save $100 per month!
You have the right to obtain a free credit report once every 12 months.
To obtain free credit report from Equifax, TransUnion, or Experian, go to the following website: www.annualcreditreport.com
Annual credit report service 877-322-8228