If you are considering filing bankruptcy case, please call to schedule an appointment for a consultation.
There is no charge for the consultation.
Note: You may schedule an appointment for a consultation before obtaining a credit counseling certificate. If a bankruptcy case is right for you, then you can obtain the certificate while the bankruptcy case is being prepared by the attorney.
You are not eligible to file a Chapter 13 Bankruptcy Petition (Debtors Court) or a Chapter 7 Bankruptcy Petition unless you obtain a certificate of pre-bankruptcy credit counseling.
The credit counseling must occur within 180 days prior to filing bankruptcy. The Consumer Financial Education Foundation of America, Inc. has been approved by the Bankruptcy Administrator’s Office to provide a Certificate of Pre-Bankruptcy Credit Counseling.
If you would like a copy of your certificate emailed to Attorney Daisy M. Holder, the attorney code is: holderdaisy
You have the right to obtain a free credit report once every 12 months.
To obtain free credit report from Equifax, TransUnion, or Experian, go to the following website: www.annualcreditreport.com
ANNUAL CREDIT REPORT REQUEST SERVICE 877-322-8288